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"Richard laid a stack of documents on Phil's desk. The older man started flipping through them. Richard took Phil's silence as encouragement to continue."All the information is included in there. It didn't take long for them to miss a payment, upon which the bank foreclosed on the home and sold it to Billy and Jennifer Downs at considerably more reasonable terms. If fact, the terms were extreme in the reverse—an interest rate considerably below the market rate at the time, and loaded with contingencies in the event they should be unable to make payments. Within six months of signing the papers, they stopped making payments. The bank not only didn't foreclose, but actually waived one month's payment. After four months of missed payments, an unknown benefactor covered all past due amounts and has continued to make payments for the couple for the last 12 months." Interesting," Phil said, as he continued to review the documents.Gimel leaned forward and cleared his throat. Phil glanced up. A teenage boy had just passed his driving test and inquired of his father as to when they could discuss his use of the car.His father said he'd make a deal with his son: 'You bring your grades up from a C to a B average, study your Bible a little, and get your hair cut. Then we'll talk about the carThe boy thought about that for a moment, decided he'd settle for the offer, and they agreed on it.After about six weeks, his father said, 'Son, you've brought your grades up and I've observed that you have been studying your Bible, but I'm disappointed you haven't had your hair cut.The boy said, 'You know, Dad, I've been thinking about that, and I've noticed in my studies of the Bible that Samson had long hair, John the Baptist had long hair, Moses had long hair ... and there's even strong evidence that the Lord Jesus had long hair.'You're going to love the Dad's reply.The Dad replied: 'Did you also notice they all walked everywhere they went?'RETIRED/BORED HUSBANDAfter I retired, my wife.
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